Cleveland County property record for 111 Stone Crest Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,475 sqft · built 2006 |
| Lot Size | 0.873 acres (38,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Aug 2021) |
| Tax Bill | $1,930 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59228 |
| Primary APN | 59228 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,475 sqft Finished Area |
| Upper Floors Area | 423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 38,028 sqft (0.873 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1340884 |
|---|---|
| Street Address | 111 STONE CREST RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #10PB29-10 STONECREST PH1 |
| Legal Subdivision | STONECREST PH1 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 951400 |
111 Stone Crest Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Aug 12, 2021 | Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Aug 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Prior Sale | Sep 28, 2018 · Amount on File |
| Deed Document Number | 2021200059601 |
| Deed Book / Page | 1848 / 2708 |
| Prior Transfer Date | Aug 17, 2020 |
| Prior Transfer Doc | 0018200244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0019612879 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 1961/2879 |
| Instrument | 200121845 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 433 W ASCENSION WAY STE 400, SALT LAKE CITY, UT 84123 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 12, 2021 |
| Property Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0018482708 |
| Book / Page | 1848 / 2708 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 200059601 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 CRESCENT CIR, 803, KINGS MOUNTAIN, NC 28086-3544 |
| Name | Verified Name |
|---|---|
| Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 18482712 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1848/2712 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 24, 2020 |
| Property Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0018200244 |
| Book / Page | 1820 / 244 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 200043307 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 1820247 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 1820/247 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0017770156 |
| Book / Page | 1777 / 0156 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Sep 22, 2018 |
| Instrument | 200018526 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1061 JOHNNIE DODDS BLVD # BLVDA1, 1061, MOUNT PLEASANT, SC 29464-3164 |
| Name | Verified Name |
|---|---|
| Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 200018527 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 200018527 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 111 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0017490332 |
| Book / Page | 001749 / 000332 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 111 STONE CREST RD SHELBY NC 281529106, SHELBY, NC 28152-9106 |
| Document Number | 0017490332 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 001749/000332 |
| Instrument | 3896 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
The 2026 property tax bill for 111 Stone Crest Rd was $1,930, up 2.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,930.00 (+2.17%) | $297,512 (-) Land $26,648 Building $270,864 | $297,512 (-) Land $26,648 Building $270,864 |
| 2025 | $1,889.00 | $297,512 Land $26,648 Building $270,864 | $297,512 Land $26,648 Building $270,864 |
| 2023 | $214,395 Land $22,093 Building $192,302 | $214,395 Land $22,093 Building $192,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Stone Crest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 111 Stone Crest Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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