115 Stephens St, Tupelo, MS 38801 Property Records

Lee County property record for 115 Stephens St, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$159,400 (Nov 2023)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107M-36-053-00`

Property Details

APN / Parcel Number

Primary APN	`107M-36-053-00`
Alternative APNs	`027506` `27506`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,312 sqft Heated Area
Gross Area	1,402 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	027506
Old Parcel Number	107M-36-053-00
Street Address	115 STEPHENS ST
City	TUPELO
State	MS
Zip	38801-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 NE1/4
Legal Range	05E
Legal Township	10S
Legal Section	36
Legal Subdivision	LONGVIEW ESTATE
Legal Lot Number	54
Jurisdiction	LEE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1029
Census Tract	951002

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 STEPHENS ST, TUPELO, MS 38801-9104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Nov 22, 2023	Warranty Deed, Transfer
Apr 11, 2023	Warranty Deed, Transfer
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Apr 11, 2023
Deed Document Number	0202313354
Deed Book / Page	2023 / 13354
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	115 STEPHENS ST, TUPELO, MS 38801-9104
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STEPHENS ST, TUPELO, MS 38801-9104

Mortgage

Document Number	2021000566
Date	Jan 12, 2021
Instrument	2021000566

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 22, 2023
Property Address	115 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2023013354
Instrument Date	Nov 22, 2023
Instrument	2023013354
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 HIGHWAY 6 W, OXFORD, MS 38655-9315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 STEPHENS ST, TUPELO, MS 38801-9104
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Apr 11, 2023
Property Address	115 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2023004001
Instrument Date	Apr 10, 2023
Instrument	2023004001
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 STEPHENS ST, TUPELO, MS 38801-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HIGHWAY 6 W, OXFORD, MS 38655-9315

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jun 17, 2022
Property Address	115 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2022008521
Instrument Date	Jun 16, 2022
Instrument	2022008521
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 STEPHENS ST, TUPELO, MS 38801-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STEPHENS ST, TUPELO, MS 38801-9104

Mortgage

Document Number	2022008522
Date	Jun 17, 2022
Instrument	2022008522

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Verona City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (+24.92%) Homeowner's exemption	$8,342 (+24.47%)	$83,420 (+24.47%) Land $15,000 Building $68,420
2023	$943.00 Homeowner's exemption	$6,702 (-)	$67,020 (-) Land $15,000 Building $52,020
2022	$943.00 Senior Citizen's exemption	$6,702	$67,020 Land $15,000 Building $52,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERONA serves 2,792 people · EPA ID MS0410016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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