109 Stephens St, Tupelo, MS 38801 Property Records

Lee County property record for 109 Stephens St, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,180 sqft · built 1995
Lot Size	0.228 acres (9,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,585 (Dec 2023)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107M-36-055-00`

Property Details

APN / Parcel Number

Primary APN	`107M-36-055-00`
Alternative APNs	`027508` `27508`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,180 sqft Heated Area
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,920 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 STEPHENS ST
City	TUPELO
State	MS
Zip	38801-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 NE1/4
Legal Range	05E
Legal Township	10S
Legal Section	36
Legal Subdivision	LONGVIEW ESTATE
Legal Lot Number	56
Jurisdiction	LEE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1029
Census Tract	951002

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 STEPHENS ST, TUPELO, MS 38801-9104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Special Warranty Deed, Transfer
Jun 10, 2025	Special Warranty Deed, Foreclosure
May 22, 2025	Trustee's Deed, Foreclosure
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Dec 19, 2013
Prior Transfer Date	Dec 9, 2013
Prior Transfer Doc	2013016023
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE MS
Recording Date	Oct 20, 2025
Property Address	109 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2025012740
Instrument Date	Aug 28, 2025
Instrument	2025012740
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 ROAD 2768, BALDWYN, MS 38824-8451

June 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jun 10, 2025
Property Address	109 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2025006656
Instrument Date	Jun 5, 2025
Instrument	2025006656
Transaction Type	Foreclosure
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

May 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LEE MS
Recording Date	May 22, 2025
Property Address	109 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2025005859
Instrument Date	May 22, 2025
Instrument	2025005859
Transaction Type	Foreclosure
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 W CAPITOL AVE STE 1400, 1400, LITTLE ROCK, AR 72201-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Dec 4, 2023
Property Address	109 STEPHENS ST, TUPELO, MS 38801-9104
Document Number	2023013650
Instrument Date	Dec 1, 2023
Instrument	2023013650
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 HIGHWAY 6 W, OXFORD, MS 38655-8587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STEPHENS ST, TUPELO, MS 38801-9104

Mortgage

Document Number	2023013651
Date	Dec 4, 2023
Instrument	2023013651

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Verona City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (+65.87%)	$15,798 (+65.23%)	$105,320 (+65.23%) Land $15,000 Building $90,320
2023	$1,345.00	$9,561	$63,740 Land $15,000 Building $48,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERONA serves 2,792 people · EPA ID MS0410016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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