115 Spring Valley Rd, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 115 Spring Valley Rd, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,803 sqft · built 1859
Lot Size3.35 acres (145,926 sqft)
Owner2 Individual Names on File
Last Sale$999,999 (Feb 2007)
Tax Bill$19,769 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN553600 80.9-1-4

Property Details

APN / Parcel Number

Primary APN553600 80.9-1-4
Alternative APNs
  • 360008000900010040000000
  • 1493000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,803 sqft Living Area
1st Floor Area2,050 sqft
2nd Floor Area1,753 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1859
Architectural StyleColonial
Exterior MaterialWood
Lot Area145,926 sqft (3.35 acres)
Garage TypeDetached
Garage Area399 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area402 sqft
Shed1 Shed
Shed Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number1493000
Street Address115 SPRING VALLEY RD
CityOSSINING
StateNY
Zip10562-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal SubdivisionHEADY WOODS
Legal Block1
Legal Lot Number4.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group2
Census Block2018
Census Tract13103

Owner

Source: Westchester County and New Castle Town records · APN 553600 80.9-1-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 SPRING VALLEY RD, OSSINING, NY 10562-1611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Land Contract
MANUFACTURERS & TRADERS TRUST CO
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2007 · Amount on Record
Deed SaleFeb 20, 2007 · Amount on Record
Prior SaleDec 15, 1994 · Amount on Record
Deed Document Number2007470310285
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address115 SPRING VALLEY RD, OSSINING, NY 10562-1611
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SPRING VALLEY RD, OSSINING, NY 10562-1611

Mortgage

Document Number0653523691
DateDec 19, 2025
Instrument653523691
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressOSSINING, NY 10562
Agreement
TypeLand Contract
AmountAmount Recorded
Term360 Months
DueDec 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address115 SPRING VALLEY RD, OSSINING, NY 10562-1611
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SPRING VALLEY RD, OSSINING, NY 10562-1611

Mortgage

Document Number0620243659
DateJan 25, 2022
Instrument620243659
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Westchester County and New Castle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,769.00$169,325 (-) Land $50,000 Building $119,325$1,213,799 (+0.86%) Land $358,423 Building $855,376
2024$169,325 (-) Land $50,000 Building $119,325$1,203,447 (+5.19%) Land $355,366 Building $848,081
2023$169,325 Land $50,000 Building $119,325$1,144,088 Land $337,838 Building $806,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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