109 Spring Valley Rd, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 109 Spring Valley Rd, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,414 sqft · built 1986
Lot Size2.45 acres (106,722 sqft)
Owner2 Individual Names on Record
Tax Bill$23,302 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN553600 80.9-1-3

Property Details

APN / Parcel Number

Primary APN553600 80.9-1-3
Alternative APNs
  • 360008000900010030000000
  • 1493050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,414 sqft Living Area
1st Floor Area1,731 sqft
2nd Floor Area1,683 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialWood
Lot Area106,722 sqft (2.45 acres)
Garage TypeBasement
PorchSlab
Porch Area1,141 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number1493050
Street Address109 SPRING VALLEY RD
CityOSSINING
StateNY
Zip10562-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Block1
Legal Lot Number3.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group2
Census Block2018
Census Tract13103

Owner

Source: Westchester County and New Castle Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 SPRING VALLEY RD, OSSINING, NY 10562-1611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address109 SPRING VALLEY RD, OSSINING, NY 10562-1611
Document Number0590863427
Instrument DateMar 21, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 SPRING VALLEY RD OSSINING NY 105621611, OSSINING, NY 10562-1611

Mortgage

Document Number0590863427
DateMar 27, 2019
Book Page059086/003427
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueMar 26, 2034

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,302.00$155,000 (-) Land $50,000 Building $105,000$1,111,111 (+0.86%) Land $358,423 Building $752,688
2024$155,000 (-) Land $50,000 Building $105,000$1,101,635 (+5.19%) Land $355,366 Building $746,269
2023$155,000 Land $50,000 Building $105,000$1,047,297 Land $337,838 Building $709,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Valley Rd

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