Isle Of Wight County property record for 115 Spring Meadow Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,482 sqft · built 2018 |
| Lot Size | 0.172 acres (7,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,779 (Jun 2018) |
| Tax Bill | $3,801 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01-075A98 |
| Primary APN | 32-01-075A98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| 1st Floor Area | 2,482 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Material | Asphalt |
| Lot Area | 7,475 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 115 SPRING MEADOW LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 BENNS GRANT SUBDIV PH 4A PLAT I#170004855 |
| Legal Subdivision | PHASE 4A BENNS GRANT |
| Legal Lot Number | 98 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 280105 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 21, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 115 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 SKIPPERS CIR 11, 11, SMITHFIELD, VA 23430-6391 |
| Document Number | 0250001467 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 250001467 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.2% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 115 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0250001150 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 250001150 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,801.00 (+4.51%) | $469,300 (-) Land $85,000 Building $384,300 | $469,300 (-) Land $85,000 Building $384,300 |
| 2025 | $3,637.00 | $469,300 (-) Land $85,000 Building $384,300 | $469,300 (-) Land $85,000 Building $384,300 |
| 2023 | $469,300 Land $85,000 Building $384,300 | $469,300 Land $85,000 Building $384,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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