114 Spring Meadow Ln, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 114 Spring Meadow Ln, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,032 sqft · built 2018
Lot Size0.182 acres (7,915 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Jun 2026)
Tax Bill$3,123 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-01-075A130

Property Details

APN / Parcel Number

Primary APN32-01-075A130
Alternative APN
  • 24803

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,032 sqft Living Area
1st Floor Area2,032 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Roof MaterialAsphalt
Lot Area7,915 sqft (0.182 acres)
Garage TypeAttached
Garage Area924 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerConnected

Location & Zoning

Street Address114 SPRING MEADOW LN
CitySMITHFIELD
StateVA
Zip23430-6299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 130 BENNS GRANT SUBDIV PH 4A PLAT I#170004855
Legal SubdivisionPHASE 4A BENNS GRANT
Legal Lot Number130
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1036
Census Tract280105

Owner

Source: Isle Of Wight County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleJan 5, 2022 · Amount on Record
Deed Document Number20262967
Record UpdatedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionISLE OF WIGHT VA
Recording DateJun 22, 2026
Property Address114 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299
Document Number0000002967
Instrument DateJun 10, 2026
Instrument20262967
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42,925.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 SPRING MEADOW LN, SMITHFIELD, VA 23430-6299

Mortgage

Document Number0000002968,
DateJun 22, 2026
Instrument20262968
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,123.00$403,000 (-) Land $85,000 Building $318,000$403,000 (-) Land $85,000 Building $318,000
2023$403,000 Land $85,000 Building $318,000$403,000 Land $85,000 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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