York County and Saco City property record for 115 Smutty Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 992 sqft · built 1985 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,500 (Dec 2022) |
| Tax Bill | $5,248 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C4329R |
| Primary APN | C4329R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| Gross Area | 2,088 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,150 sqft (1.84 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | C4329R |
|---|---|
| Street Address | 115 SMUTTY LN |
| City | SACO |
| State | ME |
| Zip | 04072-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 16 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 SMUTTY LN, SACO, ME 04072-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CPORT CREDIT UNION |
| Mar 3, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE |
| Nov 27, 2019 | Deed of Trust, Mortgage PEOPLESCHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Mar 3, 2021 · Amount on Record |
| Deed Document Number | 202252904 |
| Deed Book / Page | 19175 / 917 |
| Prior Transfer Date | Dec 20, 2022 |
| Prior Transfer Doc | 0191750917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Dec 27, 2022 |
| Property Address | 115 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0191750917 |
| Book / Page | 19175 / 917 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022052904 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 62 STORER ST # 1, 1, SACO, ME 04072-2719 |
| Document Number | 2022052905 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022052905 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 3, 2021 |
| Property Address | 115 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0185770737 |
| Book / Page | 18577 / 737 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021012339 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 27 COUNTRY CLUB DR, SACO, ME 04072-2175 |
| Document Number | 2021012340 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021012340 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 115 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0181100458 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 SMUTTY LN SACO ME 040729718, SACO, ME 04072-9718 |
| Document Number | 0181100458 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 018110/000458 |
| Instrument | 51449 |
| Name | PEOPLESCHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,248.00 (-2.34%) | $369,600 (-3.37%) Land $147,200 Building $222,400 | |
| 2024 | $5,374.00 (+2.97%) | $382,500 (+34.35%) Land $147,200 Building $235,300 | $463,030 |
| 2022 | $5,219.00 | $284,700 Land $112,100 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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