101 Smutty Ln, Saco, ME 04072 Property Records

York County and Saco City property record for 101 Smutty Ln, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1988
Lot Size4.51 acres (196,456 sqft)
OwnerIndividual Name on File
Last Sale$195,900 (Apr 2015)
Tax Bill$6,519 (2025)
Deeds & MortgagesFeb 2023 Refinance
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNL3709R

Property Details

APN / Parcel Number

Primary APNL3709R
Alternative APNs
  • SACO M:105 L:016 U:001-000
  • M:105 L:016 U:001=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area3,720 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area196,456 sqft (4.51 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberL3709R
Street Address101 SMUTTY LN
CitySACO
StateME
Zip04072-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number16
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3002
Census Tract5100

Owner

101 Smutty Ln is owned and occupied by an individual who bought it in April 2015.

Source: York County and Saco City records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address101 SMUTTY LN, SACO, ME 04072-9718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC REGIONAL FCU
Apr 10, 2017Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2015 · Amount on File
Deed SaleApr 15, 2015 · Amount on File
Deed Document Number201513426
Deed Book / Page17000 / 764
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address101 SMUTTY LN, SACO, ME 04072-9718
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192010145
DateFeb 27, 2023
Book Page19201/145
Instrument2023005074
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2038

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address101 SMUTTY LN, SACO, ME 04072-9718
Document Number0174560446
Book / Page017456 / 000446
Instrument DateApr 10, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 SMUTTY LN SACO ME 040729718, SACO, ME 04072-9718

Mortgage

Document Number0174560446
DateApr 19, 2017
Book Page017456/000446
Instrument14520
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term180 Months
DueApr 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 101 Smutty Ln was $6,519, up 4.6% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,519.00 (+4.55%)$459,100 (+3.45%) Land $161,300 Building $297,800
2024$6,235.00$443,800 Land $161,300 Building $282,500$371,640
2022$5,884.00$321,000 Land $122,800 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Smutty Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Smutty Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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