115 Smith St, Oceanport, NJ 07757 Property Records

Monmouth County and Oceanport Borough property record for 115 Smith St, Oceanport, NJ 07757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1971
Lot Size	0.234 acres (10,202 sqft)
Owner	Company Name on File
Last Sale	$567,500 (Feb 2018)
Tax Bill	$17,533 (2025)
Deeds & Mortgages	Feb 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`38-00050-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`38-00050-0000-00002`
Alternative APN	`380005000002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	101 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	115 SMITH ST
City	OCEANPORT
State	NJ
Zip	07757-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.01 RR
Legal Subdivision	WERAH PLACE
Legal Block	50
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEANPORT
Census Block Group	2
Census Block	2001
Census Tract	805300

Owner

115 Smith St is owned by a company that bought it in February 2018.

Source: Monmouth County and Oceanport Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	115 SMITH ST, OCEANPORT, NJ 07757-1558
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Document Number	201815075
Deed Book / Page	9272 / 7943
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	0000087860
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2018
Property Address	115 SMITH ST, OCEANPORT, NJ 07757-1558
Document Number	0000015075
Book / Page	009272 / 007943
Instrument Date	Jan 25, 2018
Instrument	15075
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$567.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 SMITH ST OCEANPORT NJ 077571558, OCEANPORT, NJ 07757-1558

Tax Assessment & Valuation

The 2025 property tax bill for 115 Smith St was $17,533, up 6.4% from the year before.

Source: Monmouth County and Oceanport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Oceanport Borough
Elementary School District	Oceanport Borough School District (KG - 08)
Secondary School District	Shore Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,238,800 (+4.21%) Land $1,001,600 Building $237,200	$1,238,800 (+4.21%) Land $1,001,600 Building $237,200
2025	$17,533.00 (+6.39%)	$1,188,700 Land $956,600 Building $232,100	$1,188,700 Land $956,600 Building $232,100
2024	$16,480.00
2023		$987,500 Land $776,600 Building $210,900	$987,500 Land $776,600 Building $210,900
2022	$14,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	132 units insured incl. 2 condo units
Nearby Flood Claims	196 (1979–2024)
Claims Outside the SFHA	22 of 196
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 119 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 45 claims Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250