101 Smith St, Oceanport, NJ 07757 Property Records

Monmouth County and Oceanport Borough property record for 101 Smith St, Oceanport, NJ 07757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,528 sqft · built 2024
Lot Size	0.129 acres (5,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (May 2018)
Tax Bill	$26,515 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`38-00049-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`38-00049-0000-00001`
Alternative APN	`380004900001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,789 sqft
Upper Floors Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Tudor
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	101 SMITH ST
City	OCEANPORT
State	NJ
Zip	07757-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	INCL BLK 49 LOTS 1 & 1-01
Legal Subdivision	WERAH PLACE
Legal Block	49
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEANPORT
Census Block Group	2
Census Block	2001
Census Tract	805300

Owner

Source: Monmouth County and Oceanport Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
May 9, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 9, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	201853921
Deed Book / Page	9290 / 2260
Prior Transfer Date	Feb 5, 2018
Prior Transfer Doc	0092865344
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095277360
Date	Jul 15, 2021
Book Page	9527/7360
Instrument	2021108491

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 31, 2018
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Document Number	0000053921
Book / Page	009290 / 002260
Instrument Date	May 16, 2018
Instrument	53921
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 SMITH ST OCEANPORT NJ 077571557, OCEANPORT, NJ 07757-1557

Mortgage

Document Number	53922
Date	May 31, 2018
Book Page	009290/002297
Instrument	53922

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Mortgage

Document Number	53923,
Date	May 31, 2018
Book Page	009290/002309
Instrument	53923

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 9, 2018
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Document Number	0000045728
Book / Page	009286 / 005332
Instrument Date	Apr 30, 2018
Instrument	45728
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 MONMOUTH ST #A RED BANK NJ 077011110, A, RED BANK, NJ 07701-1110

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 9, 2018
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Document Number	0000045733
Book / Page	009286 / 005344
Instrument Date	Feb 6, 2018
Instrument	45733
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 MONMOUTH ST RED BANK NJ 077011110, RED BANK, NJ 07701-1110

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 9, 2018
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Document Number	0000045699
Book / Page	009286 / 005142
Instrument Date	Mar 4, 2017
Instrument	45699
Transaction Type	Foreclosure
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 SMITH ST OCEANPORT NJ 077571557, OCEANPORT, NJ 07757-1557

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 9, 2018
Property Address	101 SMITH ST, OCEANPORT, NJ 07757-1557
Document Number	0000045724
Book / Page	009286 / 005294
Instrument Date	Nov 9, 2015
Instrument	45724
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8480 STAGECOACH CIRCLE MAC X3801- FREDERICK MD 21701, FREDERICK, MD 21701
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Oceanport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Oceanport Borough
Elementary School District	Oceanport Borough School District (KG - 08)
Secondary School District	Shore Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,864,000 (+3.69%) Land $1,092,300 Building $771,700	$1,864,000 (+3.69%) Land $1,092,300 Building $771,700
2025	$26,515.00 (+84.53%)	$1,797,600 (+109.24%) Land $1,042,300 Building $755,300	$1,797,600 (+109.24%) Land $1,042,300 Building $755,300
2024	$14,369.00 (+7.93%)
2023		$859,100 (+17.57%) Land $842,300 Building $16,800	$859,100 (+17.57%) Land $842,300 Building $16,800
2022	$13,313.00 (+12.37%)	$730,700 Land $642,300 Building $88,400	$730,700 Land $642,300 Building $88,400
2021	$11,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	132 units insured incl. 2 condo units
Nearby Flood Claims	196 (1979–2024)
Claims Outside the SFHA	22 of 196
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 119 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 45 claims Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

101 Smith St, Oceanport, NJ 07757 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

May 2018: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Smith St

Nearby Streets

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