Montgomery County property record for 115 Simpson Rd, Ardmore, PA 19003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,914 sqft · built 1930 |
| Lot Size | 0.176 acres (7,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Oct 2004) |
| Tax Bill | $6,743 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00-55024-00-7 |
| Primary APN | 40-00-55024-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 833 sqft |
| Basement Area | 105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Asbestos |
| Lot Area | 7,685 sqft (0.176 acres) |
| Lot Dimensions | 156 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 234 sqft |
| Patio Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 SIMPSON RD |
|---|---|
| City | ARDMORE |
| State | PA |
| Zip | 19003-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 5B-660 |
| Legal Block | 5B |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | LOWER MERION |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 205501 |
115 Simpson Rd is owned and occupied by two individuals who bought it in October 2004.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SIMPSON RD, ARDMORE, PA 19003-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2004 · Amount on File |
| Deed Sale | Oct 15, 2004 · Amount on File |
| Prior Sale | May 27, 1999 · Amount on File |
| Deed Document Number | 2004202613 |
| Deed Book / Page | 5529 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 115 SIMPSON RD, ARDMORE, PA 19003-2813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 SIMPSON RD, ARDMORE, PA 19003-2813 |
| Document Number | 0156121279 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 15612/1279 |
| Instrument | 2022065180 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 115 SIMPSON RD, ARDMORE, PA 19003-2813 |
| Document Number | 0149660894 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | ALLIED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 SIMPSON RD ARDMORE PA 190032813, ARDMORE, PA 19003-2813 |
| Document Number | 0149660894 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 014966/000894 |
| Instrument | 58160 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 23, 2035 |
The 2026 property tax bill for 115 Simpson Rd was $6,743.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Lower Merion Township |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,743.00 | $147,620 | $147,620 |
| 2025 | $6,743.00 | ||
| 2024 | $147,620 (-) Land $29,660 Building $117,960 | ||
| 2023 | $6,166.00 (+4.37%) | $147,620 Land $29,660 Building $117,960 | |
| 2022 | $5,908.00 | ||
| 1998 | $147,620 Land $29,660 Building $117,960 | ||
| 1996 | $147,620 Land $29,660 Building $117,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 115 Simpson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Simpson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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