115 Schaper Rd, Foristell, MO 63348 Property Records

St. Charles County property record for 115 Schaper Rd, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,840 sqft · built 2021
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,022 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T212200040`

Property Details

APN / Parcel Number

Primary APN	`T212200040`
Alternative APN	`4-0016-S029-00-0003.2200000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	2,840 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	152,460 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T212200040
Street Address	115 SCHAPER RD
City	FORISTELL
State	MO
Zip	63348-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 NE 1/4
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2077
Census Tract	312003

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	115 SCHAPER RD, FORISTELL, MO 63348-1536
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000026061
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	115 SCHAPER RD, FORISTELL, MO 63348-1536
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 PIERCE VIEW CIR, WENTZVILLE, MO 63385-3624
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083769
Date	Oct 7, 2021
Instrument	2021R-083769

Lender

Name	FCB BANKS
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	115 SCHAPER RD, FORISTELL, MO 63348-1536
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020098
Date	Apr 7, 2022
Instrument	2022R-020098

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Foristell City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,116 (-)	$684,817 (-) Land $138,600 Building $546,217
2025	$8,022.00	$130,116 (+17.24%)	$684,817 (+17.24%) Land $138,600 Building $546,217
2023		$110,981
2022			$584,108 Land $126,000 Building $458,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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