105 Schaper Rd, Foristell, MO 63348 Property Records

St. Charles County property record for 105 Schaper Rd, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,462 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T212200041`

Property Details

APN / Parcel Number

Primary APN	`T212200041`
Alternative APN	`4-0016-S029-00-0017.3100000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T212200041
Street Address	105 SCHAPER RD
City	FORISTELL
State	MO
Zip	63348-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 NE1/4
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2077
Census Tract	312003

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SCHAPER RD, FORISTELL, MO 63348-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF SPRINGFIELD
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2026
Property Address	105 SCHAPER RD, FORISTELL, MO 63348-1536
Document Number	0000036038
Instrument Date	Jul 21, 2026
Instrument	202636038
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SCHAPER RD, FORISTELL, MO 63348-1536

Mortgage

Document Number	0000036038,
Date	Jul 31, 2026
Instrument	202636038

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 SCHAPER RD, FORISTELL, MO 63348-1536
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WINDED WAY CT, WENTZVILLE, MO 63385-3610

Mortgage

Document Number	0000100260
Date	Dec 13, 2021
Instrument	2021R-100260

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Oct 19, 2022

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 SCHAPER RD, FORISTELL, MO 63348-1536
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SCHAPER RD, FORISTELL, MO 63348-1536

Mortgage

Document Number	0000049920
Date	Sep 9, 2022
Instrument	2022R-049920

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Foristell City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,245 (-)	$722,336 (-) Land $99,000 Building $623,336
2025	$8,462.00	$137,245 (+11.73%)	$722,336 (+11.73%) Land $99,000 Building $623,336
2023		$122,831
2022			$646,477 Land $90,000 Building $556,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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