115 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 115 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 3,104 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Dec 2021)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1940-98-1324-000`

Property Details

APN / Parcel Number

Primary APN	`1940-98-1324-000`
Alternative APN	`1847389`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,104 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	488 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1847389
Street Address	115 SAINT ANDREWS RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8213
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	BMR2
Legal Description	GGGC-H 148
Legal Subdivision	GRASSY GAP GOLF COURSE BEECH MOUNTAIN
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1023
Census Tract	921000

Owner

115 Saint Andrews Rd, a residential property, is owned by two individuals who bought it in December 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	808 BRICKELL KEY DR, MIAMI, FL 33131-2651
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Jun 9, 2021 · Amount on File
Deed Document Number	2021714675
Deed Book / Page	2241 / 379
Prior Transfer Date	Oct 31, 2008
Prior Transfer Doc	0014080319
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 7, 2021
Property Address	115 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8213
Document Number	0022410379
Book / Page	2241 / 379
Map Reference	MB 4 PG 240
Instrument Date	Dec 2, 2021
Instrument	714675
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 W 15TH ST, HIALEAH, FL 33010-2956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 BRICKELL KEY DR APT 2301, 2301, MIAMI, FL 33131-2689

Mortgage

Document Number	0000714676
Date	Dec 7, 2021
Instrument	714676

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 9, 2021
Property Address	115 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8213
Document Number	0021960639
Book / Page	2196 / 639
Map Reference	MB 4 PG 240
Instrument Date	May 29, 2021
Instrument	707313
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8663 TIERRA LAGO CV, LAKE WORTH, FL 33467-6984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 W 15TH ST, HIALEAH, FL 33010-2956

Mortgage

Document Number	0000707314
Date	Jun 9, 2021
Instrument	707314

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 115 Saint Andrews Rd was $2,250.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,400 (-) Land $29,800 Building $641,600
2025	$2,250.00	$671,400 Land $29,800 Building $641,600
2024			$671,400 Land $29,800 Building $641,600
2023		$671,400 Land $29,800 Building $641,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Saint Andrews Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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