110 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 110 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,893 sqft · built 1981
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$4,134 (2025)
Flood ZoneZone X (minimal risk)
APN1940-98-5321-000

Property Details

APN / Parcel Number

Primary APN1940-98-5321-000
Alternative APNs
  • 1940-98-4298-000
  • 1940983187000
  • 1531417

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,893 sqft Living Area
1st Floor Area1,457 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Lot Area65,340 sqft (1.5 acres)
PorchPorch
Porch Area744 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1531417
Street Address110 SAINT ANDREWS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGGGC-H 139, 140, 142, 143
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1023
Census Tract921000

Owner

110 Saint Andrews Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address110 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 29, 2025
Transfer Doc0000752083
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 110 Saint Andrews Rd was $4,134.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,193,700 (-5.56%) Land $50,600 Building $1,143,100
2025$4,134.00$1,264,000 Land $46,600 Building $1,217,400
2024$1,264,000 Land $46,600 Building $1,217,400
2023$1,264,000 Land $46,600 Building $1,217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Saint Andrews Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saint Andrews Rd

Nearby Streets

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