115 Saddle Rd, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 115 Saddle Rd, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,650 sqft · built 2020
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Company Names on Record
Last Sale	$1,171,000 (Mar 2019)
Tax Bill	$25,703 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-170-005-6`

Property Details

APN / Parcel Number

Primary APN	`188-170-005-6`
Alternative APN	`188-170-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,650 sqft Living Area
1st Floor Area	3,650 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	61,855 sqft
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	115 SADDLE RD
City	WALNUT CREEK
State	CA
Zip	94595-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	POR SEC 2 T1S R2W MDBM
Legal Range	02W
Legal Township	01S
Legal Section	02
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	201932231
Prior Transfer Date	Mar 17, 1997
Prior Transfer Doc	0000053033
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743

Mortgage

Document Number	0000076165
Date	May 3, 2022
Instrument	2022-076165

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 8, 2019
Property Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000032231
Instrument Date	Mar 7, 2019
Instrument	2019-032231
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743

Mortgage

Document Number	0000032232
Date	Mar 8, 2019
Instrument	2019-032232

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2017
Property Address	115 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000192602
Instrument Date	Oct 18, 2017
Instrument	192602
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,347.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1425 CEDAR LN ALAMO CA 945071112, ALAMO, CA 94507-1112

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,283,337 (+2%) Land $1,183,338 Building $1,099,999
2025	$25,703.00 (+3.79%)	$2,238,567 (+4.04%) Land $1,160,136 Building $1,078,431
2023	$24,764.00 (+2.31%)	$2,151,643 Land $1,115,088 Building $1,036,555
2022	$24,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Saddle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures