115 Saddle Brook Dr, Dobson, NC 27017 Property Records

Surry County property record for 115 Saddle Brook Dr, Dobson, NC 27017

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,516 sqft · built 1999
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$251,000 (Mar 2016)
Tax Bill$3,973 (2026)
Deeds & MortgagesAug 2023 Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN4996-13-24-2375

Property Details

APN / Parcel Number

Primary APN4996-13-24-2375
Alternative APN
  • 100095699

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,516 sqft Living Area
1st Floor Area1,408 sqft
Basement Area1,408 sqft
Finished Basement1,408 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area30,056 sqft (0.69 acres)
Lot Width189 ft Width
Garage Area1,616 sqft
PorchSlab
Porch Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100095699
Street Address115 SADDLE BROOK DR
CityDOBSON
StateNC
Zip27017-8877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 9 SADDLE BROOK PB 14 PG 48
Legal SubdivisionSADDLE BROOK
Legal Lot Number9
JurisdictionSURRY NC
Township / Civil DivisionDOBSON
Census Block Group3
Census Block3009
Census Tract931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 511, DOBSON, NC 27017-0511
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage
STATE EMPLOYEES CREDIT UNION
Sep 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ALLEGACY FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2016 · Amount on Record
Deed SaleMar 29, 2016 · Amount on Record
Prior SaleJun 13, 2008 · Amount on Record
Deed Book / Page1550 / 1072
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address115 SADDLE BROOK DR, DOBSON, NC 27017-8877
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001866/899
DateAug 24, 2023
Book Page1866/899
Instrument708681
Lender
NameSTATE EMPLOYEES CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address115 SADDLE BROOK DR, DOBSON, NC 27017-8877
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001726/117
DateSep 14, 2020
Book Page1726/117
Instrument676209
Lender
NameALLEGACY FEDERAL CREDIT UNTION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityDobson Town
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,973.00 (+12.42%)$309,840 (-15.98%) Land $22,000 Building $287,840$309,840 (-15.98%) Land $22,000 Building $287,840
2025$3,534.00 (+106.67%)$368,780 (+19.02%) Land $22,000 Building $346,780$368,780 (+19.02%) Land $22,000 Building $346,780
2023$1,710.00$309,840 Land $22,000 Building $287,840$309,840 Land $22,000 Building $287,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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