Surry County property record for 108 Saddle Brook Dr, Dobson, NC 27017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,487 sqft · built 1997 |
| Lot Size | 0.749 acres (32,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 1998) |
| Tax Bill | $3,914 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4996-14-24-6450 |
| Primary APN | 4996-14-24-6450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 2,199 sqft |
| Basement Area | 2,199 sqft |
| Unfinished Basement | 2,199 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 32,626 sqft (0.749 acres) |
| Lot Width | 152 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Patio Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 41068800 |
|---|---|
| Street Address | 108 SADDLE BROOK DR |
| City | DOBSON |
| State | NC |
| Zip | 27017-8877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 31 SADDLE BROOK PB 14 PG 48 |
| Legal Subdivision | SADDLE BROOK |
| Legal Lot Number | 31 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 931002 |
108 Saddle Brook Dr is owned and occupied by two individuals who bought it in January 1998.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SADDLE BROOK DR, DOBSON, NC 27017-8877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE |
| Apr 25, 2018 | Deed of Trust, Mortgage E MORTGAGE MGMT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1998 · Amount on File |
| Deed Sale | Jan 1, 1998 · Amount on File |
| Prior Sale | Dec 1, 1996 |
| Deed Book / Page | 672 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 108 SADDLE BROOK DR, DOBSON, NC 27017-8877 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1692/818 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 1692/818 |
| Instrument | 668827 |
| Name | E MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 108 SADDLE BROOK DR, DOBSON, NC 27017-8877 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001630/0000000333 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 0000001630/0000000333 |
| Instrument | 000000653756 |
| Name | E MORTGAGE MGMT LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 108 Saddle Brook Dr was $3,914, up 12.4% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Dobson Town |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,914.00 (+12.41%) | $295,240 (-18.72%) Land $22,000 Building $273,240 | $295,240 (-18.72%) Land $22,000 Building $273,240 |
| 2025 | $3,482.00 | $363,240 Land $22,000 Building $341,240 | $363,240 Land $22,000 Building $341,240 |
| 2023 | $1,629.00 | $295,240 Land $22,000 Building $273,240 | $295,240 Land $22,000 Building $273,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Saddle Brook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 Saddle Brook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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