115 Ruby Ave, Elizabethton, TN 37643 Property Records

Carter County property record for 115 Ruby Ave, Elizabethton, TN 37643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,772 sqft · built 1947
Lot Size	100 acres (4,356,000 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Nov 2017)
Tax Bill	$719 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010049L B 01700`

Property Details

APN / Parcel Number

Primary APN	`010049L B 01700`
Alternative APN	`049L B 01700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1993
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356,000 sqft (100 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	115 RUBY AVE
City	ELIZABETHTON
State	TN
Zip	37643-7262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: V02
Legal Subdivision	MILLER SUB
Legal Block	1
Legal Lot Number	11 14
Jurisdiction	CARTER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	70600

Owner

Source: Carter County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 RUBY AVE, ELIZABETHTON, TN 37643-7262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Reverse Mortgage BANK OF ENGLAND
Nov 6, 2017	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	0000300298
Deed Book / Page	300 / 298
Last Transfer Date	Nov 6, 2017
Transfer Doc	0000006502
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	115 RUBY AVE, ELIZABETHTON, TN 37643-7262
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002304
Date	Apr 25, 2023
Book Page	523/474
Instrument	23002304

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	834 Months
Due	Oct 18, 2092

Interest

Rate Type	Adjustable Rate
Rate	6.68%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.6%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Nov 6, 2017
Property Address	115 RUBY AVE, ELIZABETHTON, TN 37643-7262
Document Number	0000006502
Book / Page	000300 / 000298
Instrument Date	Nov 1, 2017
Instrument	6502
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ECU TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RUBY AVE ELIZABETHTON TN 376437262, ELIZABETHTON, TN 37643-7262

Mortgage

Document Number	6503
Date	Nov 6, 2017
Book Page	000300/000304
Instrument	6503

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+7.47%)	$32,975 (-) Land $5,000 Building $27,975
2023		$32,975 (-) Land $5,000 Building $27,975
2022	$669.00	$32,975 Land $5,000 Building $27,975	$131,900 (-) Land $20,000 Building $111,900
2021			$131,900 Land $20,000 Building $111,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Severe Storms And Flooding, Jan 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTON WATER DEPT serves 32,490 people · EPA ID TN0000221
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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