114 Ruby Ave, Elizabethton, TN 37643 Property Records

Carter County property record for 114 Ruby Ave, Elizabethton, TN 37643

Property Summary

Property Type	Single Family Home
Details	1 ba · 942 sqft · built 1948
Lot Size	94 acres (4,094,640 sqft)
Owner	Individual Name on File
Last Sale	$32,900 (Sep 1991)
Tax Bill	$461 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010049E D 01100`

Property Details

APN / Parcel Number

Primary APN	`010049E D 01100`
Alternative APN	`049E D 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1993
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,094,640 sqft (94 acres)
Lot Dimensions	147 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	48 sqft
Patio Area	288 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	114 RUBY AVE
City	ELIZABETHTON
State	TN
Zip	37643-7261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: V02
Legal Subdivision	MILLER SUB
Legal Block	2
Legal Lot Number	C
Jurisdiction	CARTER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	70600

Owner

Source: Carter County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 RUBY AVE, ELIZABETHTON, TN 37643-7261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 1991 · Amount on Record
Deed Sale	Sep 4, 1991 · Amount on Record
Deed Book / Page	049E
Last Transfer Date	Jan 31, 2018
Transfer Doc	0000000596
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	114 RUBY AVE, ELIZABETHTON, TN 37643-7261
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007058
Date	Dec 18, 2023
Book Page	547/169
Instrument	23007058

Lender

Name	CITIZENS BANK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	6.4%
Max Rate At Change	10.4%
Index	1-Year T-Bill
Margin	4
Max Rate	14.4%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	114 RUBY AVE, ELIZABETHTON, TN 37643-7261
Document Number	0000004101
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RUBY AVE ELIZABETHTON TN 376437261, ELIZABETHTON, TN 37643-7261

Mortgage

Document Number	0000004101
Date	Jul 12, 2018
Book Page	000322/000062
Instrument	4101

Lender

Name	CITIZENS BK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.45%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER TN
Recording Date	Jan 31, 2018
Property Address	114 RUBY AVE, ELIZABETHTON, TN 37643-7261
Document Number	0000000596
Book / Page	000307 / 000269
Instrument Date	Jan 24, 2018
Instrument	596
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RUBY AVE ELIZABETHTON TN 376437261, ELIZABETHTON, TN 37643-7261

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00 (+18.21%)	$21,125 (-) Land $4,175 Building $16,950
2023		$21,125 (+10.03%) Land $4,175 Building $16,950
2022	$390.00	$19,200 Land $4,175 Building $15,025	$76,800 (-9.11%) Land $16,700 Building $60,100
2021			$84,500 Land $16,700 Building $67,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Severe Storms And Flooding, Jan 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIAM UTILITY DISTRICT serves 3,319 people · EPA ID TN0000633
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Sep 2025
Also Mapped Here	ELIZABETHTON WATER DEPT
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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