115 Rock Ave, Warwick, RI 02889 Property Records

Warwick City property record for 115 Rock Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 828 sqft · built 1915
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Apr 2022)
Tax Bill$3,016 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN31701460000

Property Details

APN / Parcel Number

Primary APN31701460000
Alternative APNs
  • WARW M:317 B:0146 L:0000
  • 138144
  • 144013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area828 sqft Living Area
Gross Area1,616 sqft
1st Floor Area828 sqft
Basement Area756 sqft
Unfinished Basement756 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleRanch
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number144013
Street Address115 ROCK AVE
CityWARWICK
StateRI
Zip02889-2123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block146
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1005
Census Tract21501

Owner

Source: Warwick City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 ROCK AVE, WARWICK, RI 02889-2123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
BEACON HMS
Jun 29, 2023Quit Claim Deed, Transfer · Stand-Alone Refinance
SUPREME LENDING
Apr 29, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleJun 21, 2005 · Amount on Record
Deed Document Number20226367
Deed Book / Page10128 / 138
Transfer Doc010344-326
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateSep 17, 2026
Property Address115 ROCK AVE, WARWICK, RI 02889-2123
Document Number0000011142
Book / Page10967 / 78
Instrument DateSep 17, 2026
Instrument202611142
Transaction TypeMortgage
Record UpdatedOct 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 ROCK AVE, WARWICK, RI 02889-2123

Mortgage

Document Number0000011142,
DateSep 17, 2026
Book Page10967/78
Instrument202611142
Lender
NameBEACON HMS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJun 29, 2023
Property Address115 ROCK AVE, WARWICK, RI 02889-2123
Document Number010344-326
Book / Page10344 / 326
Instrument6498
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010344-327
DateJun 29, 2023
Book Page10344/327
Instrument6499
Lender
NameSUPREME LENDING
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateApr 29, 2022
Property Address115 ROCK AVE, WARWICK, RI 02889-2123
Document Number010128-138
Book / Page10128 / 138
Instrument DateApr 28, 2022
Instrument6367
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ROCK AVE, WARWICK, RI 02889-2123

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,016.00 (+10.76%)$237,500 (+23.76%) Land $111,100 Building $126,400
2024$275,215
2023$2,723.00 (+28.32%)$191,900 (+69.37%) Land $96,600 Building $95,300
2022$2,122.00$113,300 Land $59,400 Building $53,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–1991)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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