89 Rock Ave, Warwick, RI 02889 Property Records

Warwick City property record for 89 Rock Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 978 sqft · built 1925
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2025)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31701380000`

Property Details

APN / Parcel Number

Primary APN	`31701380000`
Alternative APNs	`WARW M:317 B:0138 L:0000` `119556360` `142604` `152323`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	978 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	582 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	152323
Street Address	89 ROCK AVE
City	WARWICK
State	RI
Zip	02889-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	138
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1005
Census Tract	21501

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 ROCK AVE, WARWICK, RI 02889-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Warranty Deed, Transfer NORTHPOINT MORTGAGE INC
May 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE COUNTRY LLC
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP
Apr 3, 2018	Quit Claim Deed, Transfer AMBA CAPITAL GROUP
Jan 19, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Book / Page	10707 / 18
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 27, 2025
Property Address	89 ROCK AVE, WARWICK, RI 02889-2123
Document Number	0010707-18
Book / Page	10707 / 18
Instrument Date	Jun 27, 2025
Instrument	7141
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 ROCK AVE, WARWICK, RI 02889-2123

Mortgage

Document Number	0000007142
Date	Jun 27, 2025
Instrument	7142

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0010707-33
Date	Jun 27, 2025
Book Page	10707/33
Instrument	7143

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 30, 2023
Property Address	89 ROCK AVE, WARWICK, RI 02889-2123
Document Number	010330-174
Book / Page	10330 / 174
Instrument Date	May 30, 2023
Instrument	5339
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 EAGLE ST, PROVIDENCE, RI 02908-5626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005340
Date	May 30, 2023
Instrument	5340

Lender

Name	MORTGAGE COUNTRY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 28, 2018
Property Address	89 ROCK AVE, WARWICK, RI 02889-2123
Document Number	9141-221
Book / Page	9141 / 221
Instrument	13903
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	91410224
Date	Sep 28, 2018
Instrument	09141/0224

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 3, 2018
Property Address	89 ROCK AVE, WARWICK, RI 02889-2123
Document Number	9025-174
Book / Page	009025 / 000174
Instrument Date	Mar 27, 2018
Instrument	4287
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIVER ST CRANSTON RI 029053411, CRANSTON, RI 02905-3411

Mortgage

Document Number	9025-177
Date	Apr 3, 2018
Book Page	009025/000177
Instrument	4288

Lender

Name	AMBA CAPITAL GROUP

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2019

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	WARWICK RI
Recording Date	Jan 19, 2018
Property Address	89 ROCK AVE, WARWICK, RI 02889-2123
Document Number	8985-220
Book / Page	008985 / 000220
Instrument Date	Jan 1, 2018
Instrument	905
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Amount	Amount Recorded
Tax	$75.37
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	10561 TELEGRAPH RD GLEN ALLEN VA 230594577, GLEN ALLEN, VA 23059-4577

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (+11.43%)	$261,700 (+24.5%) Land $95,200 Building $166,500
2024			$322,715
2023	$2,983.00 (+2.47%)	$210,200 (+35.26%) Land $80,600 Building $129,600
2022	$2,911.00	$155,400 Land $52,800 Building $102,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1978–1991)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

89 Rock Ave, Warwick, RI 02889 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rock Ave

Nearby Streets

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