115 Riviera Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 115 Riviera Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1962
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2019)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`160-133-11-00`

Property Details

APN / Parcel Number

Primary APN	`160-133-11-00`
Alternative APN	`1601101100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1601101100
Street Address	115 RIVIERA DR
City	OCEANSIDE
State	CA
Zip	92054-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 348 TR 004902
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004902
Legal Block	2
Legal Lot Number	348
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit KEYPOINT CREDIT UNION
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 21, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 6, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	2019354358
Prior Transfer Date	Nov 3, 1995
Prior Transfer Doc	0000556011
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2026
Property Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Document Number	0000146940
Instrument Date	May 18, 2026
Instrument	2026146940
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816

Mortgage

Document Number	0000146940,
Date	May 22, 2026
Instrument	2026146940

Lender

Name	KEYPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 22, 2051

Interest

Rate	6.3%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126309
Date	Feb 18, 2021
Instrument	2021-0126309

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320839
Date	Jun 19, 2020
Instrument	2020-0320839

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2019
Property Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Document Number	0000354358
Instrument Date	Aug 5, 2019
Instrument	354358
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 RIVIERA DR OCEANSIDE CA 920543816, OCEANSIDE, CA 92054-3816

Mortgage

Document Number	354359
Date	Aug 21, 2019
Instrument	354359

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2018
Property Address	115 RIVIERA DR, OCEANSIDE, CA 92054-3816
Document Number	0000086734
Instrument Date	Feb 8, 2018
Instrument	86734
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$409.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1154 VIA VERA CRUZ SAN MARCOS CA 920781379, SAN MARCOS, CA 92078-1379

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,867 (+2%) Land $334,654 Building $195,213
2025	$5,779.00 (+5.24%) Homeowner's exemption	$519,479 (+4.04%) Land $328,093 Building $191,386
2023	$5,491.00 (+1.55%) Homeowner's exemption	$499,308 Land $315,353 Building $183,955
2022	$5,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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