115 Ridgeway Ct, Stanley, NC 28164 Property Records

Gaston County property record for 115 Ridgeway Ct, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,176 sqft · built 1971
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on Record
Tax Bill$2,600 (2023)
Deeds & MortgagesNov 2023 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14011 06600

Property Details

APN / Parcel Number

Primary APN14011 06600
Alternative APN
  • 172930

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,176 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialShingle
Lot Area50,965 sqft (1.17 acres)
Garage TypeDetached
Garage Area252 sqft
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number14011 06600
Street Address115 RIDGEWAY CT
CitySTANLEY
StateNC
Zip28164-6745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAKMONT BLK 3 LOT 9 PLAT BOOK 018 PAGE 024
Legal SubdivisionOAKMONT
Legal Block3
Legal Lot Number9
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group2
Census Block2007
Census Tract30104

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 RIDGEWAY CT, STANLEY, NC 28164-6745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Mar 21, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BLUE RIDGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 21, 2022
Transfer Doc0053210652
Record UpdatedJun 7, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address115 RIDGEWAY CT, STANLEY, NC 28164-6745
Transaction TypeMortgage
Record UpdatedDec 29, 2023
Title CompanyFIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054472188
DateNov 29, 2023
Book Page5447/2188
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateMar 21, 2022
Property Address115 RIDGEWAY CT, STANLEY, NC 28164-6745
Document Number0053210652
Book / Page5321 / 652
Map ReferenceMB 18 PG 24
Instrument DateFeb 27, 2022
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address115 RIDGEWAY CT, 115, STANLEY, NC 28164-6745

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 RIDGEWAY CT, STANLEY, NC 28164-6745

Mortgage

Document Number0005321657
DateMar 21, 2022
Instrument5321/657
Lender
NameBLUE RIDGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$2,600.00$374,190 Land $37,440 Building $336,750

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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