112 Ridgeway Ct, Stanley, NC 28164 Property Records

Gaston County property record for 112 Ridgeway Ct, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 1971
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Tax Bill$2,155 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14011 06800

Property Details

APN / Parcel Number

Primary APN14011 06800
Alternative APNs
  • 1685999
  • 172932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,290 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialShingle
Lot Area45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1685999
Old Parcel Number14011 06800
Street Address112 RIDGEWAY CT
CitySTANLEY
StateNC
Zip28164-6745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAKMONT BLK 3 LOT 10 PLAT BOOK 018 PAGE 024
Legal SubdivisionOAKMONT
Legal Block3
Legal Lot Number10
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group2
Census Block2007
Census Tract30104

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 RIDGEWAY CT, STANLEY, NC 28164-6745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jul 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP
May 16, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2018
Deed SaleMay 16, 2018
Prior SaleDec 15, 2017 · Amount on Record
Deed Document Number0049771408
Deed Book / Page4977 / 1408
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address112 RIDGEWAY CT, STANLEY, NC 28164-6745
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 RIDGEWAY CT, STANLEY, NC 28164-6745

Mortgage

Document Number0054010216
DateMar 30, 2023
Book Page5401/216
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 22, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address112 RIDGEWAY CT, STANLEY, NC 28164-6745
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052760839
DateOct 15, 2021
Book Page5276/839
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address112 RIDGEWAY CT, STANLEY, NC 28164-6745
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050512078
DateJul 2, 2019
Book Page5051/2078
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateMay 16, 2018
Property Address112 RIDGEWAY CT, STANLEY, NC 28164-6745
Document Number0049771408
Book / Page004977 / 001408
Instrument DateJan 8, 2018
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 RIDGEWAY CT STANLEY NC 281646745, STANLEY, NC 28164-6745

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$2,155.00$318,830 Land $36,070 Building $282,760

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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