115 Reflections Dr, Apt 14, San Ramon, CA 94583 Property Records

Contra Costa County property record for 115 Reflections Dr, Apt 14, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.015 acres (645 sqft)
Owner	2 Company Names on Record
Last Sale	$345,000 (Feb 2016)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-771-012-1`

Property Details

APN / Parcel Number

Primary APN	`213-771-012-1`
Alternative APN	`213-771-012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	645 sqft (0.015 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 REFLECTIONS DR, 14
City	SAN RAMON
State	CA
Zip	94583-4713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L1 B12 U14
Legal Subdivision	SUBDIVISION 6780 BLDG 12
Legal Tract	6780
Legal Block	12
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	42 PRENTISS PL, SAN RAMON, CA 94583-3129
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 29, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jul 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jul 26, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on Record
Deed Sale	Feb 16, 2016 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	201625711
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000327086
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2020
Property Address	115 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4713
Document Number	0000327084
Map Reference	MB 326 PG 1
Instrument Date	Dec 15, 2020
Instrument	2020-327084
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 PRENTISS PL, SAN RAMON, CA 94583-3129

Mortgage

Document Number	0000327085
Date	Dec 29, 2020
Instrument	2020-327085

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2020
Property Address	115 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4713
Document Number	0000327086
Instrument Date	Dec 15, 2020
Instrument	327086
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42 PRENTISS PL SAN RAMON CA 945833129, SAN RAMON, CA 94583-3129

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2019
Property Address	115 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4713
Document Number	0000117069
Map Reference	MB 326 PG 1
Instrument Date	Jul 18, 2019
Instrument	2019-117069
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42 PRENTISS PL, SAN RAMON, CA 94583-3129

Mortgage

Document Number	0000117070
Date	Jul 26, 2019
Instrument	2019-117070

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2019
Property Address	115 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4713
Document Number	0000117071
Instrument Date	Jul 18, 2019
Instrument	117071
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	42 PRENTISS PL SAN RAMON CA 945833129, SAN RAMON, CA 94583-3129

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,000 (-3.53%) Land $251,247 Building $142,753
2025	$5,325.00 (+3.1%)	$408,405 (+4.04%) Land $260,433 Building $147,972
2023	$5,165.00	$392,548 Land $250,321 Building $142,227
2022	$5,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Reflections Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures