Hennepin County property record for 115 Railway St W, Loretto, MN 55357
| Property Type | Commercial |
|---|---|
| Details | built 2003 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Sep 2026) |
| Tax Bill | $21,380 (2025) |
| Deeds & Mortgages | Sep 2026 Sale May 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118-23-34-0088 |
| Primary APN | 06-118-23-34-0088 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Depth | 306 ft Depth |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 115 RAILWAY ST W |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-4605 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 001 BLOCK 001 A LORETTO CENTER ADDN E79X306X63X270 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 34 |
| Legal Subdivision | LORETTO CENTER ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | LORETTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 27101 |
115 Railway St W, a commercial property, is owned by a company that bought it in September 2026.
Source: Hennepin County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10550 LITTLE AVE, WACONIA, MN 55387-8901 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 9, 2026 | Contract Sale, Transfer |
| May 10, 2019 | Grant Deed, Transfer · Line of Credit OLD NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | May 10, 2019 · Amount on File |
| Deed Document Number | 202611495231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 9, 2026 |
| Property Address | 115 RAILWAY ST W, LORETTO, MN 55357-4605 |
| Document Number | 0011495231 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202611495231 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $223,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 10550 LITTLE AVE, WACONIA, MN 55387-8901 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 10, 2019 |
| Property Address | 115 RAILWAY ST W, LORETTO, MN 55357-4605 |
| Document Number | 0010658198 |
| Instrument Date | May 10, 2019 |
| Instrument | 10658198 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | COMMERCIAL PARTNERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 889 COUNTY ROAD 35 W BUFFALO MN 553134413, BUFFALO, MN 55313-4413 |
| Document Number | 10658199 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 10658199 |
| Name | OLD NAT'L BK |
|---|---|
| Type | Bank |
| Address | ST PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 9, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Railway St W was $21,380, up 2.4% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,380.00 (+2.4%) | $677,000 (-) Land $118,000 Building $559,000 | $677,000 (-) Land $118,000 Building $559,000 |
| 2024 | $20,879.00 (+17.78%) | $677,000 Land $103,000 Building $574,000 | $677,000 Land $103,000 Building $574,000 |
| 2023 | $17,727.00 | ||
| 2022 | $584,000 Land $98,000 Building $486,000 | $584,000 Land $98,000 Building $486,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Railway St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 Railway St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Loretto serves 637 people · EPA ID MN1270019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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