110 Railway St W, Loretto, MN 55357 Property Records

Hennepin County property record for 110 Railway St W, Loretto, MN 55357

Property Summary

Property Type	Commercial
Details	1 bd · 1.75 ba · 1,020 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Mar 2024)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Mar 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-34-0011`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-34-0011`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,020 sqft
1st Floor Area	1,020 sqft
Basement Area	816 sqft
Flooring	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Mixed
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	110 RAILWAY ST W
City	LORETTO
State	MN
Zip	55357-4524
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 005 BLOCK 003 A LORETTO COM AT MOST SLY COR OF LOT 5 TH NWLY TO MOST WLY COR THEREOF TH NELY ALONG NWLY LINE THEREOF 90 FT TH SELY AT RT ANGLES 30 FT TH SLY TO BEG IRREGULAR
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	34
Legal Subdivision	LORETTO
Legal Block	3
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3004
Census Tract	27101

Owner

110 Railway St W, a commercial property, is owned by a company that bought it in March 2024.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	2005 BLACK OAKS LN N, MINNEAPOLIS, MN 55447-2320
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Mar 1, 2024 · Amount on File
Deed Document Number	202411269433
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 11, 2024
Property Address	110 RAILWAY ST W, LORETTO, MN 55357-4524
Document Number	0A11269433
Instrument Date	Mar 6, 2024
Instrument	A11269433
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BLACK OAKS LN N, PLYMOUTH, MN 55447-2320

Mortgage

Document Number	0A11269434
Date	Mar 11, 2024
Instrument	A11269434

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Railway St W was $5,411.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,411.00	$212,000 Land $32,000 Building $180,000	$212,000 Land $32,000 Building $180,000
2023	$4,459.00
2022		$190,000 Land $16,000 Building $174,000	$190,000 Land $16,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Railway St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 110 Railway St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Loretto serves 637 people · EPA ID MN1270019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20