Bell County property record for 115 Prospect Rd, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,246 sqft · built 1890 |
| Lot Size | 0.345 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-43-00-122.00 |
| Primary APN | 069-43-00-122.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,246 sqft Living Area |
| Basement Area | 1,070 sqft |
| Finished Basement | 1,070 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.345 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Terrain | Steep |
| Driveway | Driveway |
| Porch | Slab |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 10999 |
|---|---|
| Street Address | 115 PROSPECT RD |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 310 (LOT 9-10) |
| Legal Subdivision | CITY OF MIDDLESBORO |
| Legal Lot Number | 9-10 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960700 |
Source: Bell County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1203, MIDDLESBORO, KY 40965-3003 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2026 |
| Transfer Doc | 0000294749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 115 PROSPECT RD, MIDDLESBORO, KY 40965-1709 |
| Document Number | 0000294749 |
| Book / Page | 415 / 398 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 2026294749 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,350 (+4.16%) Land $46,350 | $46,350 (+4.16%) Land $46,350 | |
| 2023 | Homeowner's exemption | $44,500 | $44,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 43 (1981–2021) |
| Claims Outside the SFHA | 21 of 43 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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