110 Prospect Rd, Middlesboro, KY 40965 Property Records

Bell County property record for 110 Prospect Rd, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,485 sqft · built 1948
Owner	Individual Name on File
Last Sale	$38,000 (Nov 1998)
Tax Bill	$116 (2025)
Flood Zone	Zone X (minimal risk)
APN	`069-43-00-116.00`

Property Details

APN / Parcel Number

Primary APN	`069-43-00-116.00`
Alternative APNs	`16349` `17283`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 1948
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Terrain	Steep

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	17283
Street Address	110 PROSPECT RD
City	MIDDLESBORO
State	KY
Zip	40965-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 210 (LOTS 12 & 13)
Legal Lot Number	12-13
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1021
Census Tract	960700

Owner

Source: Bell County records · APN 069-43-00-116.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 PROSPECT RD, MIDDLESBORO, KY 40965-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 1998 · Amount on Record
Deed Sale	Nov 01, 1998 · Amount on Record
Deed Document Number	0000295596
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$116.00 (-18.31%) Homeowner's exemption	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2023	$142.00 Homeowner's exemption	$60,000	$60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139607001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1981–2021)
Claims Outside the SFHA	21 of 43
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 13 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 5 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 342 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.