115 Postoak Cir, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 115 Postoak Cir, Lafayette, LA 70506

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Nov 2022)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`6088473`

Property Details

APN / Parcel Number

Primary APN	`6088473`

Interior

Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Area	480 sqft

Location & Zoning

Street Address	115 POSTOAK CIR
City	LAFAYETTE
State	LA
Zip	70506-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 108 & 109 HEATHER OAKS SUB (50X90X143.80X96.54)
Legal Range	04E
Legal Township	10S
Legal Section	00
Legal Subdivision	HEATHER OAK
Legal Lot Number	108-109
Jurisdiction	LAFAYETTE LA
Township / Civil Division	B
Census Block Group	3
Census Block	3003
Census Tract	1904

Owner

115 Postoak Cir is owned and occupied by an individual who bought it in November 2022.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Nov 15, 2022	Deed, Transfer · Conventional Mortgage GRAND BANK FSB
Feb 21, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Feb 1, 2005 · Amount on File
Deed Document Number	202244265
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000006932
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018537
Date	Jun 10, 2019
Instrument	2019-00018537

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Nov 15, 2022
Property Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837
Document Number	202200044265
Instrument Date	Nov 10, 2022
Instrument	2022-00044265
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837

Mortgage

Document Number	202200044266
Date	Nov 15, 2022
Instrument	2022-00044266

Lender

Name	GRAND BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Feb 21, 2017
Property Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837
Document Number	201700006932
Instrument Date	Jan 31, 2017
Instrument	2017-00006932
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BASSWOOD CT, CHAPEL HILL, NC 27514-1610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 POSTOAK CIR, LAFAYETTE, LA 70506-5837

Tax Assessment & Valuation

The 2025 property tax bill for 115 Postoak Cir was $2,189 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00	$21,050 Land $4,390 Building $16,660	$210,500 Land $43,900 Building $166,600
2023	$1,509.00 (+20.82%) Homeowner's exemption	$20,540 (+13.23%) Land $4,390 Building $16,150	$205,400 (+13.23%) Land $43,900 Building $161,500
2022	$1,249.00 Homeowner's exemption	$18,140 Land $4,390 Building $13,750	$181,400 Land $43,900 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Postoak Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	40 (1991–2024)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 17 claims Severe Storms & Flooding, Jan 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Postoak Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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