Lafayette Parish property record for 109 Postoak Cir, Lafayette, LA 70506
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1994 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Aug 2018) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 6051472 |
| Primary APN | 6051472 |
|---|
| Building Area | 1,800 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 83 ft deep x 42 ft wide |
| Garage Area | 480 sqft |
| Street Address | 109 POSTOAK CIR |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70506-5837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 105 HEATHER OAKS SUB (42X83.50) |
| Legal Range | 04E |
| Legal Township | 10S |
| Legal Section | 00 |
| Legal Subdivision | HEATHER OAK |
| Legal Lot Number | 105 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | B |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1904 |
Source: Lafayette Parish records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 POSTOAK CIR, LAFAYETTE, LA 70506-5837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Aug 29, 2018 | Cash Sale Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | May 29, 2007 · Amount on Record |
| Deed Document Number | 201829808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 109 POSTOAK CIR, LAFAYETTE, LA 70506-5837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900038851 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-00038851 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Recording Date | Aug 29, 2018 |
| Property Address | 109 POSTOAK CIR, LAFAYETTE, LA 70506-5837 |
| Document Number | 201800029808 |
| Map Reference | FL 1994-31201 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2018-00029808 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 N EOLA RD, 121, BROUSSARD, LA 70518-3534 |
| Name | Verified Name |
|---|---|
| Address | 109 POSTOAK CIR, LAFAYETTE, LA 70506-5837 |
| Document Number | 201800029809 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018-00029809 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 (+51.6%) | $17,770 (-) Land $2,200 Building $15,570 | $177,700 (-) Land $22,000 Building $155,700 |
| 2023 | $1,219.00 (+0.66%) Homeowner's exemption | $17,770 (-) Land $2,200 Building $15,570 | $177,700 (-) Land $22,000 Building $155,700 |
| 2022 | $1,211.00 Homeowner's exemption | $17,770 Land $2,200 Building $15,570 | $177,700 Land $22,000 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 40 (1991–2024) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.4% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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