Craven County property record for 115 Pinecone Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,079 sqft · built 1965 |
| Lot Size | 0.642 acres (27,952 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,471 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-045-028-H |
| Primary APN | 6-045-028-H |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,952 sqft (0.642 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 105924 |
|---|---|
| Street Address | 115 PINECONE LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 WHISPERING PINES |
| Legal Subdivision | PINECONE LANE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 961102 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 PINECONE LN, HAVELOCK, NC 28532-9571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS ADMINISTRATION |
| Dec 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2013 |
| Transfer Doc | 3249000285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 115 PINECONE LN, HAVELOCK, NC 28532-9571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003550/0000001311 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 0000003550/0000001311 |
| Instrument | 000010028887 |
| Name | SMALL BUSINESS ADMINISTRATION |
|---|
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 115 PINECONE LN, HAVELOCK, NC 28532-9571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0035210347 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 3521/0347 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,471.00 (+2.49%) | $200,830 (-) Land $40,000 Building $160,830 | $200,830 (-) Land $40,000 Building $160,830 |
| 2025 | $2,411.00 (+4.01%) | $200,830 (-) Land $40,000 Building $160,830 | $200,830 (-) Land $40,000 Building $160,830 |
| 2023 | $2,318.00 (+17.72%) | $200,830 (+20.98%) Land $40,000 Building $160,830 | $200,830 (+20.98%) Land $40,000 Building $160,830 |
| 2022 | $1,969.00 | $166,000 Land $35,000 Building $131,000 | |
| 2018 | $166,000 Land $35,000 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2011–2019) |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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