Craven County property record for 108 Pinecone Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,346 sqft · built 1964 |
| Lot Size | 0.452 acres (19,694 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2024) |
| Tax Bill | $2,275 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-045-028-L |
| Primary APN | 6-045-028-L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,694 sqft (0.452 acres) |
| Storage Building | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 141262 |
|---|---|
| Street Address | 108 PINECONE LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 WHISPERING PINES |
| Legal Subdivision | PINE CONE LANE |
| Legal Lot Number | 12 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 961102 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 20, 2018 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK |
| Aug 20, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 202410130912 |
| Deed Book / Page | 3811 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
| Document Number | 003858/898 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 3858/898 |
| Instrument | 10148330 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003545/0000001514 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0000003545/0000001514 |
| Instrument | 000010026671 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 20, 2018 |
| Property Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
| Document Number | 03545/1510 |
| Book / Page | 3545 / 1510 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 000010026670 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 PINECONE LN, HAVELOCK, NC 28532-9669 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,275.00 (+2.52%) | $184,400 (-) Land $40,000 Building $144,400 | $184,400 (-) Land $40,000 Building $144,400 |
| 2025 | $2,219.00 (+80.11%) | $184,400 (+21.42%) Land $40,000 Building $144,400 | $184,400 (+21.42%) Land $40,000 Building $144,400 |
| 2023 | $1,232.00 (+29.55%) | $151,870 (+21.37%) Land $40,000 Building $111,870 | $151,870 (+21.37%) Land $40,000 Building $111,870 |
| 2022 | $951.00 | $125,130 Land $35,000 Building $90,130 | |
| 2018 | $125,130 Land $35,000 Building $90,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2011–2019) |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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