Scott County property record for 115 Pine Valley Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 2002 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $493,790 (Aug 2024) |
| Tax Bill | $4,398 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-20-025.000 |
| Primary APN | 189-20-025.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 PINE VALLEY DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY BLOSSOM VILLAGE PHASE 1 |
| Legal Subdivision | CHERRY BLOSSOM VILLAGE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 40303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 8, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Aug 20, 2024 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jun 28, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 2024508304 |
| Deed Book / Page | 451 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1818/438 |
|---|---|
| Date | Jan 8, 2025 |
| Book Page | M1818/438 |
| Instrument | 521619 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 20, 2024 |
| Property Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 00D451/418 |
| Book / Page | D451 / 418 |
| Map Reference | CAB 7 SH 2 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 508304 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 K LEIGH DR, HARRODSBURG, KY 40330-7900 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Investor | Possibly a Property Investor |
| Document Number | 0000508305 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 508305 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 12-Month MTA |
| Max Rate | 11.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 28, 2017 |
| Property Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 00D388/466 |
| Book / Page | D388 / 466 |
| Map Reference | CAB7 SH2 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 370814 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 WOODDUCK LN, GEORGETOWN, KY 40324-9252 |
| Name | Verified Name |
|---|---|
| Address | 115 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,790 (-) | $493,790 (-) | |
| 2025 | $4,398.00 (+60.98%) | $493,790 (+42.02%) | $493,790 (+42.02%) |
| 2023 | $2,732.00 (+12.94%) Homeowner's exemption | $347,700 (+8.86%) Land $50,000 Building $297,700 | $347,700 (+8.86%) Land $50,000 Building $297,700 |
| 2022 | $2,419.00 Homeowner's exemption | $319,400 Land $50,000 Building $269,400 | $319,400 Land $50,000 Building $269,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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