Scott County property record for 106 Pine Valley Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,741 sqft · built 2001 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2019) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-10-084.000 |
| Primary APN | 189-10-084.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,741 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 PINE VALLEY DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY BLOSSOM VILLAGE PHASE 1 |
| Legal Subdivision | CHERRY BLOSSOM VILLAGE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40303 |
106 Pine Valley Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| Apr 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRADITIONAL BANK INC |
| Sep 13, 2019 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | Oct 5, 2007 · Amount on File |
| Deed Document Number | 2019404998 |
| Deed Book / Page | 408 / 756 |
| Prior Transfer Date | Nov 5, 2015 |
| Prior Transfer Doc | D373/362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 7, 2026 |
| Property Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 0000593527 |
| Book / Page | 1907 / 219 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026593527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 0000593527, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1907/219 |
| Instrument | 2026593527 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 0M1775/841 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | M1775/841 |
| Instrument | 495490 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 5, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 0M1734/226 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | M1734/226 |
| Instrument | 470267 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 222 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 13, 2019 |
| Property Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | D408/756 |
| Book / Page | D408 / 756 |
| Map Reference | CAB 7 SH 2 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 404998 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 197, GEORGETOWN, KY 40324-0197 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 106 PINE VALLEY DR, GEORGETOWN, KY 40324-9073 |
| Document Number | 404999 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 404999 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
The 2025 property tax bill for 106 Pine Valley Dr was $3,520.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,200 (-) | $395,200 (-) | |
| 2025 | $3,520.00 | $395,200 | $395,200 |
| 2023 | $3,225.00 (+14.4%) | $355,700 (+9.45%) Land $50,000 Building $305,700 | $355,700 (+9.45%) Land $50,000 Building $305,700 |
| 2022 | $2,819.00 | $325,000 Land $50,000 Building $275,000 | $325,000 Land $50,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Pine Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Pine Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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