Floyd County property record for 115 Pine Bower Dr NW, Rome, GA 30165 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,946 sqft · built 1979 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Jun 2018) |
| Tax Bill | $3,215 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H12Y--184 |
| Primary APN | H12Y--184 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,946 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 161 ft deep x 110 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Utility Building | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 32556 |
|---|---|
| Street Address | 115 PINE BOWER DR NW |
| City | ROME |
| State | GA |
| Zip | 30165-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT115 GARDEN LAKES 21B PB13-164 LLS86&95 |
| Legal Subdivision | GARDEN LAKES - SEC 21B |
| Legal Lot Number | 115 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 403 |
Source: Floyd County records · APN H12Y--184
Assessment roll updated January 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PINE BOWER DR NW, ROME, GA 30165-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 18, 2018 | Warranty Deed, Transfer · VA Mortgage HERITAGE FIRST BK |
| Mar 09, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Mar 09, 2018 · Amount on Record |
| Deed Document Number | 20181961 |
| Deed Book / Page | 2548 / 147 |
| Prior Transfer Date | Oct 21, 2005 |
| Prior Transfer Doc | 0021830735 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 115 PINE BOWER DR NW, ROME, GA 30165-1023 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 PINE BOWER DR NW, ROME, GA 30165-1023 |
| Document Number | 0028090000000769 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 0000002809/0000000769 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Jun 18, 2018 |
| Property Address | 115 PINE BOWER DR NW, ROME, GA 30165-1023 |
| Document Number | 0025480147 |
| Book / Page | 002548 / 000147 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 PINE BOWER DR NW ROME GA 301651023, ROME, GA 30165-1023 |
| Document Number | 25480149 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 002548/000149 |
| Name | HERITAGE FIRST BK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30161 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Mar 09, 2018 |
| Property Address | 115 PINE BOWER DR NW, ROME, GA 30165-1023 |
| Document Number | 0025360089 |
| Book / Page | 002536 / 000089 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 PINE BOWER RD GA, GA |
Source: Floyd County records · Assessment roll updated January 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,215.00 (+9.76%) Homeowner's exemption | $120,882 (+6.94%) Land $9,874 Building $111,008 | $302,203 (+6.94%) Land $24,684 Building $277,519 |
| 2024 | $2,929.00 (+4,144.93%) | $113,034 (+42.16%) Land $8,976 Building $104,058 | $282,586 (+42.16%) Land $22,440 Building $260,146 |
| 2023 | $69.00 (-1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $79,513 (+18.28%) Land $8,078 Building $71,435 | $198,783 (+18.29%) Land $20,196 Building $178,587 |
| 2022 | $70.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $67,222 Land $6,732 Building $60,490 | $168,054 Land $16,830 Building $151,224 |
Source: FEMA National Flood Hazard Layer, Floyd County (13115C), updated June 7, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131150004031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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