112 Pine Bower Dr NW, Rome, GA 30165 Property Records

Floyd County property record for 112 Pine Bower Dr NW, Rome, GA 30165

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,553 sqft · built 1979
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2022)
Tax Bill	$3,873 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`H12Y--170`

Property Details

APN / Parcel Number

Primary APN	`H12Y--170`
Alternative APN	`32592`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,553 sqft Heated Area
Utility Area	112 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	400 sqft

Exterior Amenities

Pool Area	578 sqft
Deck Area	375 sqft
Patio Area	360 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	32592
Street Address	112 PINE BOWER DR NW
City	ROME
State	GA
Zip	30165-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LT112 GARDEN LAKES PT21B PB13-164
Legal Subdivision	GARDEN LAKES - SEC 21B
Legal Lot Number	112
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	1
Census Block	1001
Census Tract	403

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 PINE BOWER DR NW, ROME, GA 30165-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Sep 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Jul 30, 2012
Deed Document Number	20222133
Deed Book / Page	2751 / 130
Transfer Doc	0022480277
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	May 27, 2022
Property Address	112 PINE BOWER DR NW, ROME, GA 30165-1024
Document Number	0027510130
Book / Page	2751 / 130
Instrument Date	May 27, 2022
Instrument	2022-002133
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PINE BOWER DR NW, ROME, GA 30165-1024

Mortgage

Document Number	0027510000000132
Date	May 31, 2022
Book Page	0000002751/0000000132
Instrument	008741710011

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLOYD GA
Property Address	112 PINE BOWER DR NW, ROME, GA 30165-1024
Document Number	0025580574
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PINE BOWER DR NW ROME GA 301651024, ROME, GA 30165-1024

Mortgage

Document Number	0025580574
Date	Sep 25, 2018
Book Page	002558/000574

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 24, 2043

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,873.00 (-1.48%)
2025	$3,931.00 (+7.61%)	$109,976 (+6.62%) Land $8,800 Building $101,176	$274,939 (+6.62%) Land $22,000 Building $252,939
2024	$3,653.00 (+23.87%)	$103,152 (+6.33%) Land $8,000 Building $95,152	$257,880 (+6.33%) Land $20,000 Building $237,880
2023	$2,949.00 (+34.84%) Homeowner's exemption	$97,012 (+35.31%) Land $7,200 Building $89,812	$242,531 (+35.31%) Land $18,000 Building $224,531
2022	$2,187.00 Homeowner's exemption	$71,694 Land $6,000 Building $65,694	$179,236 Land $15,000 Building $164,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME serves 45,586 people · EPA ID GA1150002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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