Roscommon County property record for 115 Pine Bluffs Rd, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,504 sqft · built 1995 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Oct 2018) |
| Tax Bill | $22,476 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-480-015-0000 |
| Primary APN | 004-480-015-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,504 sqft Building Perimeter |
| 1st Floor Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Area | 1,104 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 PINE BLUFFS RD |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-940 P-2328 (L-682 P-503) 243 115 PINE BLUFFS 48653 LOTS 15 & 16 PINE BLUFFS. |
| Legal Subdivision | PINE BLUFFS |
| Legal Lot Number | 15-16 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 970401 |
Source: Roscommon County records · APN 004-480-015-0000
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5360 OLD HICKORY DR, BRIGHTON, MI 48116-4799 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 11, 2018 | Deed of Trust, Mortgage · ARM HUNTINGTON NATIONAL BANK |
| Oct 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Prior Sale | Jul 10, 2014 · Amount on Record |
| Deed Document Number | 20187877 |
| Deed Book / Page | 1167 / 1230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 115 PINE BLUFFS RD, ROSCOMMON, MI 48653-8328 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1177/2643 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 1177/2643 |
| Instrument | 202100007874 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 115 PINE BLUFFS RD, ROSCOMMON, MI 48653-8328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001167/0000001231 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 0000001167/0000001231 |
| Instrument | 201800007878 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.78% |
| Type Change Date | Nov 01, 2025 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Oct 11, 2018 |
| Property Address | 115 PINE BLUFFS RD, ROSCOMMON, MI 48653-8328 |
| Document Number | 1167/1230 |
| Book / Page | 1167 / 1230 |
| Instrument Date | Oct 03, 2018 |
| Instrument | 201800007877 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5360 OLD HICKORY DR, BRIGHTON, MI 48116-4799 |
Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $955,300 (+55.79%) | $1,910,600 (+55.79%) | |
| 2025 | $22,476.00 | ||
| 2023 | $613,200 | $1,226,400 |
Source: FEMA National Flood Hazard Layer, Roscommon County (26143C), updated January 18, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 45 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKESHORE EAST CONDOMINIUMS private · serves 84 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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