115 Pickett Dr, Wilmore, KY 40390 Property Records

Jessamine County property record for 115 Pickett Dr, Wilmore, KY 40390

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,772 sqft
OwnerIndividual Name on Record
Last Sale$230,000 (Jan 2022)
Tax Bill$2,879 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN013-30-01-092.00

Property Details

APN / Parcel Number

Primary APN013-30-01-092.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,772 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address115 PICKETT DR
CityWILMORE
StateKY
Zip40390-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 OF THE LEWALLEN
Legal SubdivisionLEWALLEN #3
Legal Lot Number22
JurisdictionJESSAMINE KY
Township / Civil DivisionWILMORE
Census Block Group2
Census Block2010
Census Tract60402

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address115 PICKETT DR, WILMORE, KY 40390-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed, Transfer · Conventional Mortgage
CENTRAL BANK & TRUST CO
Aug 11, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleMar 9, 2016 · Amount on Record
Deed Document Number411034
Deed Book / PageD839 / 365
Record UpdatedJun 8, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionJESSAMINE KY
Recording DateJan 12, 2022
Property Address115 PICKETT DR, WILMORE, KY 40390-1222
Document Number0000411034
Book / PageD839 / 365
Map ReferenceCAB 6 SL 19A2
Instrument DateDec 23, 2021
Instrument411034
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address115 PICKETT DR, WILMORE, KY 40390-1222

Mortgage

Document Number0000411035
DateJan 12, 2022
Instrument411035
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address115 PICKETT DR, WILMORE, KY 40390-1222
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000391110
DateAug 11, 2020
Book PageM1414/955
Instrument391110
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 10, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address115 PICKETT DR, WILMORE, KY 40390-1222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000391109
DateAug 11, 2020
Book PageM1414/932
Instrument391109
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
MunicipalityWilmore City
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,879.00 (+47.64%) Homeowner's exemption$324,100 (+40.91%) Land $42,200 Building $281,900$324,100 (+40.91%) Land $42,200 Building $281,900
2023$1,950.00 Homeowner's exemption$230,000 Land $30,000 Building $200,000$230,000 Land $30,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims31 (2010–2025)
Most Recent ClaimMay 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 18 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMORE WATER WORKS
serves 5,762 people · EPA ID KY0570010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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