109 Pickett Dr, Wilmore, KY 40390 Property Records

Jessamine County property record for 109 Pickett Dr, Wilmore, KY 40390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft
Owner	2 Individual Names on Record
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-30-01-090.00`

Property Details

APN / Parcel Number

Primary APN	`013-30-01-090.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
Basement Area	644 sqft
Finished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 PICKETT DR
City	WILMORE
State	KY
Zip	40390-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20
Legal Subdivision	LEWALLEN #3
Legal Lot Number	20
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	2
Census Block	2010
Census Tract	60402

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 PICKETT DR, WILMORE, KY 40390-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000520410
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	109 PICKETT DR, WILMORE, KY 40390-1222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394822
Date	Nov 17, 2020
Book Page	M1430/178
Instrument	394822

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Wilmore City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (-1.41%)	$207,500 (-) Land $23,700 Building $183,800	$207,500 (-) Land $23,700 Building $183,800
2023	$2,203.00	$207,500 Land $23,700 Building $183,800	$207,500 Land $23,700 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	31 (2010–2025)
Most Recent Claim	May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 18 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20