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115 Overlook Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 115 Overlook Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1977
Lot Size0.656 acres (28,584 sqft)
OwnerCompany Name on Record
Last Sale$73,000 (Jan 2013)
Tax Bill$2,916 (2025)
Deeds & MortgagesSep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN26-28-34-658500-000631

Property Details

APN / Parcel Number

Primary APN26-28-34-658500-000631
Alternative APNs
  • 342826658500000631
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,168 sqft
1st Floor Area1,610 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area28,584 sqft (0.656 acres)
Lot Dimensions210 ft deep x 135 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area558 sqft
Pool TypeSpa / Hot Tub (No Pool)
PorchUnfinished Open Porch
Porch Area88 sqft

Location & Zoning

Street Address115 OVERLOOK DR
CityWINTER HAVEN
StateFL
Zip33884-1661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionELOISE WOODS PB 17 PGS 48 48A LOT 63 LESS SWLY 25 FT
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS
Legal Tract658500
Legal Block1
Legal Lot Number63
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1030
Census Tract14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address131 OLD COLONY RD, EASTFORD, CT 06242-9456
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2013 · Amount on Record
Deed SaleJan 29, 2013 · Amount on Record
Deed Document Number201317341
Deed Book / Page8861 / 766
Prior Transfer DateJan 22, 2013
Prior Transfer Doc0000017341
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 24, 2021
Property Address115 OVERLOOK DR, WINTER HAVEN, FL 33884-1661
Document Number0000249780
Book / Page11907 / 2271
Map ReferenceMB 17 PG 4&48A
Instrument DateAug 31, 2021
Instrument2021249780
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address131 OLD COLONY RD, EASTFORD, CT 06242-9456

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,297 (+1.33%) Land $42,000 Building $177,297$219,297 (-2.78%) Land $42,000 Building $177,297
2025$2,916.00 (-14.69%)$216,415 (-6.57%)$225,557 (-2.62%) Land $42,000 Building $183,557
2024$3,418.00 (+8.03%)$231,637 (+0.66%) Land $42,000 Building $189,637$231,637 (+0.66%) Land $42,000 Building $189,637
2023$3,164.00 (+7.73%)$230,125 (+9.07%) Land $40,000 Building $190,125$230,125 (+9.07%) Land $40,000 Building $190,125
2022$2,937.00$210,986 Land $33,000 Building $177,986$210,986 Land $33,000 Building $177,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
incl. 91 condo units
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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