Polk County property record for 102 Overlook Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 1939 |
| Lot Size | 0.758 acres (33,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,500 (Mar 2015) |
| Tax Bill | $3,740 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-658500-000581 |
| Primary APN | 26-28-34-658500-000581 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,362 sqft |
| Upper Floors Area | 100 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,032 sqft (0.758 acres) |
| Lot Dimensions | 260 ft deep x 143 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Porch | Patio |
| Porch Area | 936 sqft |
| Street Address | 102 OVERLOOK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS PB 17 PGS 48 48A LOT 58 LESS HWY & LESS ADD R/W FOR S R 540 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS |
| Legal Tract | 658500 |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 13902 |
Source: Polk County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1107 KEY PLZ, KEY WEST, FL 33040-4077 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2015 · Amount on Record |
| Deed Sale | Mar 23, 2015 · Amount on Record |
| Prior Sale | Jun 21, 2013 · Amount on Record |
| Deed Document Number | 201550952 |
| Deed Book / Page | 9481 / 1691 |
| Prior Transfer Date | May 31, 2003 |
| Prior Transfer Doc | 0054110712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 102 OVERLOOK DR, WINTER HAVEN, FL 33884-1600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 OVERLOOK DR, WINTER HAVEN, FL 33884-1600 |
| Document Number | 0000234776 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 12397/1297 |
| Instrument | 2022234776 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,740.00 (-10.93%) | $271,097 (-10.34%) | $298,979 (-1.11%) Land $81,760 Building $217,219 |
| 2024 | $4,199.00 (+7.14%) | ||
| 2023 | $3,919.00 (+11.05%) | $302,350 (+17.46%) Land $79,608 Building $222,742 | $302,350 (+17.46%) Land $79,608 Building $222,742 |
| 2022 | $3,529.00 | $257,410 Land $66,469 Building $190,941 | $257,410 Land $66,469 Building $190,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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