Highlands County property record for 115 Otter Trl, Sebring, FL 33875
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,127 sqft · built 1984 |
| Lot Size | 9.84 acres (428,630 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,155 (2024) |
| Flood Zone | Zone A (high risk) |
| APN | C1168A0004200000 |
| Primary APN | C1168A0004200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,127 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 428,630 sqft (9.84 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 282 sqft |
| Deck Area | 388 sqft |
| Patio Area | 388 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C1168A0004200000 |
|---|---|
| Street Address | 115 OTTER TRL |
| City | SEBRING |
| State | FL |
| Zip | 33875-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AU |
| Legal Description | SE 1/4 OF NE 1/4 OF SW 1/4 OF SEC 11-36-28 9.84 ACRES |
| Legal Range | 28E |
| Legal Township | 36S |
| Legal Section | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 961602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2508 STATE ROAD 17 N, SEBRING, FL 33870-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2025 |
| Deed Sale | Jan 13, 2025 |
| Deed Document Number | 0003096554 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,491 (+6.25%) Land $19,020 Building $81,471 | $242,883 (-19.99%) | |
| 2024 | $1,155.00 (+4.71%) | ||
| 2023 | $1,103.00 (+2.99%) Homeowner's exemption | $94,579 (+2.7%) | $303,573 (+48.33%) |
| 2022 | $1,071.00 Homeowner's exemption | $92,094 | $204,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
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