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112 Otter Trl, Sebring, FL 33875 Property Records

Highlands County property record for 112 Otter Trl, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,954 sqft · built 2007
Lot Size4.9 acres (213,880 sqft)
Owner2 Company Names on Record
Tax Bill$6,961 (2024)
Deeds & MortgagesMay 2023 Sale
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone A (high risk)
APNC1168A0004100000

Property Details

APN / Parcel Number

Primary APNC1168A0004100000
Alternative APN
  • C-11-36-28-A00-0410-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Stories1 Story
Building Area2,954 sqft Living Area
1st Floor Area3,248 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialOther
Lot Area213,880 sqft (4.9 acres)
Garage Area581 sqft

Exterior Amenities

PorchPorch
Porch Area1,230 sqft
Patio Area684 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC1168A0004100000
Street Address112 OTTER TRL
CitySEBRING
StateFL
Zip33875-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionSWLY 4.92 ACRES OF
Legal Range28E
Legal Township36S
Legal Section11
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1001
Census Tract961602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10091 COLONIAL COUNTRY CLUB BLVD, FORT MYERS, FL 33913-7018
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Warranty Deed, Transfer
ATTORNEY
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
WAUCHULA STATE BANK
Aug 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO
Apr 5, 2017Quit Claim Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2024
Deed SaleSep 23, 2024
Prior SaleApr 5, 2017
Deed Document Number0003115420
Deed Book / Page2973 / 772
Prior Transfer DateMay 8, 2023
Prior Transfer Doc2149747
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 8, 2023
Property Address112 OTTER TRL, SEBRING, FL 33875-6326
Document Number0002149747
Book / Page2973 / 772
Instrument DateMay 4, 2023
Instrument2149747
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$4,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address112 OTTER TRL, SEBRING, FL 33875-6326

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12350 MCGREGOR PALMS DR, FORT MYERS, FL 33908-3051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address112 OTTER TRL, SEBRING, FL 33875-6326
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 OTTER TRL, SEBRING, FL 33875-6326

Mortgage

Document Number0002125353
DateNov 23, 2022
Book Page2943/894
Instrument2125353
Lender
NameWAUCHULA STATE BANK
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address112 OTTER TRL, SEBRING, FL 33875-6326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001862766
DateAug 14, 2017
Book Page2594/1184
Instrument1862766
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
AddressPITTSBURGH, PA 15220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2032

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateApr 5, 2017
Property Address112 OTTER TRL, SEBRING, FL 33875-6326
Document Number0001848418
Book / Page002574 / 000372
Instrument DateApr 1, 2017
Instrument1848418
Transaction TypeTransfer
Record UpdatedApr 13, 2017
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 OTTER TRL SEBRING FL 338756326, SEBRING, FL 33875-6326

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$377,979 (+125.65%) Land $79,088 Building $298,891$377,979 (-16.82%) Land $79,088 Building $298,891
2024$6,961.00 (+220.19%)
2023$2,174.00 (+2.02%) Homeowner's exemption$167,505 (+2.94%)$454,409 (+27.51%)
2022$2,131.00 Homeowner's exemption$162,722$356,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2001–2024)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Rapid Systems
Fixed Wireless		50 / 10

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