Baltimore County property record for 115 Oak Ave, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,436 sqft · built 1995 |
| Lot Size | 0.557 acres (24,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Sep 2019) |
| Tax Bill | $5,565 (2024) |
| Deeds & Mortgages | Nov 2017 Line of Credit May 2021 Mortgage + 2 more |
| APN | 15-1800013418 |
| Primary APN | 15-1800013418 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Lot Area | 24,240 sqft (0.557 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1800013418 |
|---|---|
| Street Address | 115 OAK AVE |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNYDER |
| Legal Subdivision | SNYDER |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 452000 |
115 Oak Ave is owned and occupied by two individuals who bought it in September 2019.
Source: Baltimore County records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 OAK AVE, BALTIMORE, MD 21219-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 25, 2019 | Grant Deed, Transfer · Conventional with PMI COASTAL LNDG GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on File |
| Deed Sale | Sep 25, 2019 · Amount on File |
| Prior Sale | Apr 19, 1994 · Amount on File |
| Deed Book / Page | 41907 / 343 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0419070343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 115 OAK AVE, BALTIMORE, MD 21219-1846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0396790466 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 0039679/466 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 115 OAK AVE, BALTIMORE, MD 21219-1846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0446900194 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 44690/194 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 115 OAK AVE, BALTIMORE, MD 21219-1846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0464000442 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 46400/442 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 25, 2019 |
| Property Address | 115 OAK AVE, BALTIMORE, MD 21219-1846 |
| Document Number | 0419070343 |
| Book / Page | 041907 / 000343 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 OAK AVE BALTIMORE MD 212191846, BALTIMORE, MD 21219-1846 |
| Document Number | 419070350 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 041907/000350 |
| Name | COASTAL LNDG GRP |
|---|---|
| Address | BALTIMORE, MD 21224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404,500 | $411,400 Land $85,100 Building $326,300 | |
| 2024 | $5,565.00 (+103.47%) | ||
| 2023 | $2,735.00 | $390,700 Land $78,000 Building $312,700 | $390,700 Land $78,000 Building $312,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 115 Oak Ave; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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