Baltimore County property record for 109 Oak Ave, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,432 sqft · built 1994 |
| Lot Size | 0.652 acres (28,381 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $527,200 (May 2024) |
| Tax Bill | $6,211 (2024) |
| Deeds & Mortgages | May 2024 Sale & Mortgage May 2023 Mortgage + 3 more |
| APN | 15-1523154930 |
| Primary APN | 15-1523154930 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,432 sqft Living Area |
| Gross Area | 4,008 sqft |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 28,381 sqft (0.652 acres) |
| Lot Dimensions | 292 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Deck Area | 968 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1523154930 |
|---|---|
| Street Address | 109 OAK AVE |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNYDER |
| Legal Subdivision | SNYDER |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 452000 |
Source: Baltimore County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 OAK AVE, SPARROWS POINT, MD 21219-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 6, 2024 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| May 2, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage EQUITY TRUST COMPANY CUSTODIAN FBO |
| Aug 4, 2022 | Deed, Transfer · Commercial Mortgage GSD HOLDINGS LLC |
| Nov 25, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on Record |
| Deed Sale | May 6, 2024 · Amount on Record |
| Prior Sale | May 13, 1994 · Amount on Record |
| Deed Book / Page | 49013 / 91 |
| Prior Transfer Date | Jan 11, 2019 |
| Prior Transfer Doc | 0411160005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | May 6, 2024 |
| Property Address | 109 OAK AVE, SPARROWS POINT, MD 21219-1846 |
| Document Number | 0490130091 |
| Book / Page | 49013 / 91 |
| Instrument Date | Mar 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | A-1 TITLE SERVICES LLC, A 1 TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,636.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 OAK AVE, SPARROWS POINT, MD 21219-1846 |
| Document Number | 0490130098 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 49013-0098 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 109 OAK AVE, SPARROWS POINT, MD 21219-1846 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | SAND DUNE TITLE SERVICES, A ONE TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0480110219 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 48011/219 |
| Name | EQUITY TRUST COMPANY CUSTODIAN FBO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 4, 2022 |
| Property Address | 109 OAK AVE, SPARROWS POINT, MD 21219-1846 |
| Document Number | 0472270357 |
| Book / Page | 47227 / 357 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1443 ROCK SPRING RD # 154, 154, BEL AIR, MD 21014-1920 |
| Document Number | 0047227361 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 47227-361 |
| Name | GSD HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Nov 25, 2019 |
| Property Address | 109 OAK AVE, BALTIMORE, MD 21219-1846 |
| Document Number | 0421570358 |
| Book / Page | 042157 / 000358 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2206 OLD EMMORTON RD #100-269 BEL AIR MD 210156172, 100-26, BEL AIR, MD 21015-6172 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Feb 5, 2019 |
| Property Address | 109 OAK AVE, BALTIMORE, MD 21219-1846 |
| Document Number | 0411160005 |
| Book / Page | 041116 / 000005 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 109 OAK AVE BALTIMORE MD 212191846, BALTIMORE, MD 21219-1846 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $501,000 (+47.05%) | $527,200 (+54.74%) Land $102,300 Building $424,900 | |
| 2024 | $6,211.00 (+35.26%) | ||
| 2023 | $4,592.00 | $340,700 Land $79,000 Building $261,700 | $340,700 Land $79,000 Building $261,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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