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115 N Union St, Elgin, IL 60123 Property Records

Kane County property record for 115 N Union St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1928
Square Footage1,190 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$287,500 (2025)
Tax Bill$4,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-328-005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,190 sqft Living Area
Gross Area2,034 sqft Gross Area
Basement Area844 sqft Basement
Stories5 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address115 N UNION ST
CityELGIN
StateIL
Zip60123-5336
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS WILCOXS ADDN LOT 7 BLOCK 2
Legal SubdivisionS WILCOXS ADDN
Legal Block2
Legal Lot Number7
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2004
Census Tract851101

Owner

Source: Kane County records · APN 06-14-328-005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 N UNION ST, ELGIN, IL 60123-5336
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2024Deed of Trust, Mortgage · Conventional Mortgage
EVERENCE FCU
May 28, 2025Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
May 28, 2025Warranty Deed, Transfer
Apr 13, 2018Deed of Trust, Mortgage
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2025 · Amount on Record
Deed SaleMay 28, 2025 · Amount on Record
Deed Doc Number202519171
Record RefreshedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 N UNION ST, ELGIN, IL 60123-5336
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N UNION ST, ELGIN, IL 60123-5336

Mortgage

Document Number0000033002
DateSep 13, 2024
Instrument2024K033002
Lender
NameEVERENCE FCU
TypeCredit Union
AddressLANCASTER, PA 17602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2054

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 28, 2025
Property Address115 N UNION ST, ELGIN, IL 60123-5336
Document Number0000019171
Instrument DateMay 07, 2025
Instrument2025K019171
Transaction TypeTransfer
Record UpdatedJul 14, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$287.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N UNION ST, ELGIN, IL 60123-5336

Mortgage

Document Number0000019172
DateMay 28, 2025
Instrument2025K019172
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055
Interest
Rate TypeFixed Rate
Rate6.87%

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 28, 2025
Property Address115 N UNION ST, ELGIN, IL 60123-5336
Document Number0000019171
Instrument DateMay 07, 2025
Instrument2025K019171
Transaction TypeTransfer
Record UpdatedOct 02, 2025

Transaction

AmountAmount Recorded
Tax$287.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N UNION ST, ELGIN, IL 60123-5336

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 N UNION ST, ELGIN, IL 60123-5336
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016865
DateApr 13, 2018
Instrument2018K016865
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
AmountAmount Recorded
Term60 Months
DueApr 01, 2023

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,257.00 (+6.11%)$71,802 (+8.57%) Land $15,540 Building $56,262$215,492 (+8.57%) Land $46,639 Building $168,854
2024$4,012.00 (+6.42%) Homeowner's exemption$66,134 (+21.39%) Land $14,313 Building $51,821$198,481 (+21.44%) Land $42,956 Building $155,525
2022$3,770.00 (+5.84%) Homeowner's exemption$54,479 (+6.96%) Land $11,791 Building $42,688$163,437 (+6.96%) Land $35,373 Building $128,064
2021$3,562.00 Homeowner's exemption$50,934 Land $11,024 Building $39,910$152,802 Land $33,072 Building $119,730

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