Jefferson County property record for 115 N Monroe St, Waterloo, WI 53594
| Property Type | Commercial |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0644-039 |
| Primary APN | 290-0813-0644-039 |
|---|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|
| Street Address | 115 N MONROE ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1124 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 3,BLK 2, 1ST ADD TO WATERLOO. ALSO BEG NW/C OF LOT 3, W43FT, S24.50FT, E43 FT, N24.50FT TO POB |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 06 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | ADD TO WATERLOO |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100400 |
115 N Monroe St, a commercial property, is owned and occupied by an individual who acquired it in March 2022.
Source: Jefferson County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 N MONROE ST, WATERLOO, WI 53594-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2016 |
| Deed Sale | Nov 8, 2016 |
| Prior Sale | Nov 8, 2016 · Amount on File |
| Deed Document Number | 0001375452 |
| Last Transfer Date | Mar 8, 2022 |
| Transfer Doc | 0001459770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Mar 8, 2022 |
| Property Address | 115 N MONROE ST, WATERLOO, WI 53594-1124 |
| Document Number | 0001459770 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 1459770 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 N MONROE ST, WATERLOO, WI 53594-1124 |
| Document Number | 0001459771 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 1459771 |
| Name | BANK OF LAKE MILLS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 N Monroe St was $2,382 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 Homeowner's exemption | $130,000 Land $10,500 Building $119,500 | $143,500 |
| 2023 | $2,157.00 Homeowner's exemption | $109,000 Land $9,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 N Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2008) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 N Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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